Capstone employs a disciplined process and best practice portfolio management techniques to consistently deliver the highest quality, well-constructed portfolios.
At Capstone, it is mission-critical to create tangible value by growing and preserving your clients’ capital. In order to minimize investment risk, Capstone adheres to strict portfolio diversification guidelines:
- Portfolio specifications in terms of contracts and capitalization requirements
- Carrier credit quality
- Contract and face amount concentration limitations
- Laddered life expectancy spreads
- Male to female parity
- Premium load optimization